:root{--navy:#0B1F4B;--blue:#0B3D91;--coral:#FF6B6B;--yellow:#FFBE3D;--green:#2ECC8F;--sky:#74C0FC;--cream:#FFF8EE;--pink:#FF8FB1;--ink:#26344A;--muted:#68758A;--line:#E8E7E2}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:25px}body{margin:0;background:var(--cream);color:var(--navy);font:16px/1.6 'Nunito Sans',sans-serif}a{color:var(--blue)}h1,h2,h3{font-family:Quicksand,sans-serif;line-height:1.13;letter-spacing:-1px}h1{font-size:clamp(40px,5vw,64px);margin:22px 0}h2{font-size:clamp(32px,4vw,46px);margin:13px 0}h3{font-size:20px;margin:0 0 5px}em{font-style:normal;color:var(--blue);text-decoration:underline;text-decoration-color:#FFBE3D;text-decoration-thickness:5px;text-underline-offset:5px}.header{max-width:1200px;height:86px;margin:auto;padding:0 30px;display:flex;justify-content:space-between;align-items:center}.header>a:last-child{font-size:13px;font-weight:900;text-decoration:none}.brand{display:flex;align-items:center;gap:10px;font:700 23px/1 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/* Form anti-spam honeypot: hidden from people, still present for basic bots. */
.form-honeypot{position:absolute!important;left:-5000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
#lead-form button:disabled{opacity:.7;cursor:wait}

/* Blog, article and top navigation */
.top-nav{display:flex;align-items:center;gap:24px}.top-nav a{font-size:13px;font-weight:900;text-decoration:none;color:var(--blue)}.top-nav a:last-child{background:#E6F1FF;border-radius:12px;padding:10px 13px}.blog-hero{background:#EAF4FF;padding:66px 24px 58px}.blog-hero-inner{max-width:1000px;margin:auto}.blog-hero h1{max-width:850px}.blog-hero p{max-width:720px;color:#52627b;font-size:17px}.blog-wrap{max-width:1080px;margin:0 auto;padding:48px 24px 80px}.article-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.article-card{background:white;border:1px solid #e8ebf0;border-radius:20px;padding:25px;display:flex;flex-direction:column;min-height:255px}.article-card .tag{font-size:10px;text-transform:uppercase;letter-spacing:1.4px;font-weight:900;color:#16865c}.article-card h2{font-size:25px;margin:13px 0}.article-card p{font-size:14px;color:#68758a}.article-card a{font-weight:900;text-decoration:none;margin-top:auto;padding-top:15px}.article-meta{font-size:12px;color:#788397}.article-main{max-width:850px;margin:40px auto 70px;padding:0 24px}.article-main h1{font-size:clamp(38px,5vw,58px)}.article-main h2{font-size:30px;margin-top:38px}.article-main h3{margin-top:26px}.article-main p,.article-main li{font-size:16px;line-height:1.85;color:#34445e}.article-main .lede{font-size:19px;color:#52627b}.article-main .article-disclaimer{background:#FFF4D7;border:1px solid #f2dfab;padding:17px;border-radius:14px;font-size:12px;line-height:1.7;color:#65583b;margin:28px 0}.article-main .callout{background:#EAF4FF;border-radius:16px;padding:18px 20px;margin:24px 0}.article-main .callout p{margin:0}.article-main table{width:100%;border-collapse:collapse;margin:20px 0;font-size:14px}.article-main th,.article-main td{border:1px solid #e3e7ed;padding:10px;text-align:left}.article-main th{background:#f1f7ff}.article-main .source-list a{overflow-wrap:anywhere}.blog-cta{background:#DFF8EB;padding:34px;border-radius:20px;margin:36px 0}.blog-cta p{margin-bottom:18px}.breadcrumbs{font-size:12px;color:#77849a;margin:14px 0 24px}.breadcrumbs a{font-weight:800}.site-operator{font-size:12px!important;background:#F1F7FF;border:1px solid #DFEAF9;padding:14px;border-radius:12px;color:#26344A!important}.footer .disclaimer-copy{font-size:10px;color:#7c8798;max-width:950px}.footer .disclaimer-copy strong{color:var(--navy)}@media(max-width:680px){.top-nav{gap:9px}.top-nav a{font-size:10px}.top-nav a:last-child{padding:8px}.article-grid{grid-template-columns:1fr}.blog-hero{padding:44px 20px}.blog-wrap{padding:32px 18px 60px}.article-main{padding:0 19px;margin-top:25px}.article-main h2{font-size:26px}.article-main p,.article-main li{font-size:15px}.article-card{min-height:0}}